Disclaimer
Unbias Lending is not a bank, NBFC or housing finance company, and it does not lend money. Unbias Lending is a brand of Fayda Fintech Private Limited (CIN U66190GJ2025PTC158241). We help borrowers compare and apply for home loans offered by banks, NBFCs and housing finance companies regulated by the Reserve Bank of India and the National Housing Bank.
Our role
We act as a lending service provider. For some lenders we are their direct selling agent (DSA). For others we work through a corporate DSA that holds the agreement with that lender, and your application is submitted through them. Before you apply, your advisor will tell you which lender your loan is with and how your application will reach them. Your loan agreement is always directly between you and the lender.
Loan decisions
Every loan is sanctioned at the sole discretion of the lender, based on its own assessment of your credit history, income, property, documents and policies. Applying through Unbias Lending does not guarantee approval, a particular interest rate or a particular loan amount. Never pay anyone to “guarantee” a loan. We do not ask for any payment from you.
Figures on this site
Interest rates, EMIs, totals and savings shown on this site, including in the calculators and examples, are indicative and for illustration only. Figures marked “Example” are not live offers. Starting rates apply to borrowers who meet a lender’s best criteria, and rates change with the lender’s benchmark and policies. Your final terms are the ones in the lender’s Key Fact Statement and sanction letter.
Lender names
Lender names on this site belong to their owners. We use them to identify the lenders whose loans we can help you apply for. Their use does not mean that a lender endorses Unbias Lending.
Information and guides
Our guides and our advisors’ explanations are general information. They are not financial, legal or tax advice. Consider your own circumstances, and read the lender’s terms carefully before you borrow.
Grievances
About us: contact our Grievance Officer at support@unbiaslending.com or +91 90154 46446, or write to Fayda Fintech Private Limited, 801, Shivalik Shilp 2, Opp. ITC Narmada, Vastrapur, Ahmedabad, Gujarat 380015. We acknowledge every complaint and aim to resolve it within 30 days.
About a lender: you can also use the lender’s own grievance process, whose contact details are in its Key Fact Statement. If the lender does not resolve your complaint within 30 days, or you are not satisfied with its reply, you can complain under the Reserve Bank – Integrated Ombudsman Scheme at cms.rbi.org.in.